One of the major factors that must be resolved in order to work at home is that of financial backing to begin. Included are some imaginative ways to fund your venture. When you work at home, you often need some ready cash in order to get started. The financial backing may be to pay more a membership in a listing service, or to receive some needed training, or the purchase an e-book that tells you about methods or procedures that will help you toward your financial goals. You may even need to purchase additional equipment in order to do the job you want to do. If you are as strapped for cash as many people who begin the journey toward financial freedom at home, you are probably looking for a way to get started in your chosen business. Here are some ways you can use to get that initial boost financially in order to get started quickly. Use your nest egg When you work at home, you can plan ahead for your project by setting aside a few dollars from each paycheck or by cutting back on a less than vital expenditure and dedicating the savings toward your new project. After all, the enjoyment of anything that you succeed at is in direct proportion of the effort that is required to achieve the success. It is surprising how much can be put toward savings when you make a dedicated effort toward a goal. Sell something you don’t need Would you sell an unneeded item to provide the needed equipment and resources to work at home? Most people would rank their priorities so that they could accomplish something by getting rid of an item they no longer need. You could easily have a yard sale and get a few hundred dollars toward your goal in just a single weekend. Some areas have consignment auctions where you take your unwanted goods to an auction house and receive the cash after the sale, less the amount for auctioneer’s fees. Of course, you can also offer items at one of the online auction sites. Tap your friends and family Even if your friends and family can’t come up with cash to help you work at home, they may be able to help in other ways. Perhaps their creative talents can be used in designing a web site or a product label. Maybe they will offer to provide labor temporarily to ship your product. Perhaps they have a computer or printer that they are willing to let you use temporarily or permanently. Sometimes family members are willing to come up with a short term low interest loan to you so that you can get your business started properly. Barter Barter arrangements or no money down arrangements are more common and easier to obtain than you might think. If you offer to trade services for goods, or vice versa, you can often set up a scenario where your work at home cash outlay will be much less than you would normally expect. Remember, not only do you need to find backers for setting up your business, but you must create a cash flow that will allow you to continue your business.
What is Assisted Living? Assisted living is a viable option for giving seniors the quality of life they deserve and it empowers them to live life on their terms. There is no standard definition for Assisted Living centers. At The Continental at St. Joseph’s (CSJ), we define Assisted Living, as “independent apartment living with some assistance with daily activities.” Tara Koestner, Administrator, states, “Assisted Living communities are designed to help disabled or senior adults bridge the gap between living at home and long term nursing care.” Assisted Living centers do not provide nursing home-type services. Independence and choice are the key operating principles in Assisted Living communities. Just like living at home, tenants are free to come and go as they please. They have freedom to decorate and personalize their apartments and they choose to participate in activities and outings. Assisted Living centers do offer assistance with household chores, personal care, and professional nurse monitoring. Think of Assisted Living as a place designed for people who are able to care for themselves except for assistance with a few activities of daily living. Tenants maintain personal privacy and independence in a setting that also offers numerous opportunities to build friendships. New tenants often comment, “I should have moved here years ago!” The primary difference between living in an apartment at The Continental at St. Joseph’s Assisted Living community and living at home is peace of mind. Peace comes knowing that help is available 24 hours a day with a simple push of a button. Caring and knowledgeable staff are always there to provide help when needed. Routinely, CSJ staff cooks meals, cleans apartments, does laundry, shops for tenants, transports tenants to medical appointments, and most importantly makes sure that tenants take their medications on time. Professional nurses are on staff to talk to tenants about any health concerns and communicate with doctors, pharmacists, or therapists to ensure that tenant’s health concerns are addressed. No one can predict what challenges any of us may face in the future. When unpredictable situations arise, tenants do not have to worry. They will not face these challenges alone. Qualified, caring personnel are moments away ready to help. Comparing the Costs: Living at Home, Assisted Living, or Long Term Care “When comparing the cost of daily assistance for a health challenged senior adult, Assisted Living centers compare very favorability when it comes to quality, convenience, and affordability.” states Tara Koestner, Administrator, The Continental at St Joseph’s Assisted Living Center. Of course, everyone wants to live in their own home as long as possible. This is understandable and always the ideal situation as long as the aging adult is able to maintain a reasonable quality of life at home. Gradually, over time, subtle signs appear that indicate that aging adult may not be doing as well at home alone as the family would hope. Lora Lyons, Healthcare Coordinator at CSJ recommends that the family look for the following signs of unsafe behavior: • Falling and unable to get up without assistance. • Missed doses of medications and out of date medications. • Gradual loss of weight. • Lack of personal hygiene. • Unable to hear the phone or call for help. • Inability or unwillingness to leave their home. • Gets lost or looses objects frequently. • Living space shrinking to a space around the favorite chair. • Periodic little driving accidents. All of the above behaviors happen normally with age and individually do not necessarily indicate unsafe behavior.. However, when an ongoing trend starts to appear, it is time for the family to consider making arrangement to assist this adult. There comes a point in time in this process where Assisted Living becomes the most cost effective means of providing quality of life assistance for a loved one. When comparing the cost of Assisted Living and living at home, families need to take into consideration the following costs: • Rent, or mortgage, property taxes, and insurance. • Utility costs including: gas, electric, water, trash pick-up. • Home maintenance including; furnace maintenance, lawn care, snow removal, and home repairs. Consider the inconvenience of arranging maintenance and waiting for repairs. • Cost of food and/or meal delivery. Consider the quality of nutrition and the lack of enjoyment eating alone. • Cost of outside assistance for housekeeping, laundry services, transportation to medical appointments, or home health. • Cost of technology, such as cable TV, Life Line, and medical monitoring devices. • Concerns about management of medical issues, for example; oxygen use and obtaining oxygen supplies, diabetes management and obtaining diabetic supplies, and proper incontinent management. When considering all of the costs associated with living at home, Assisted Living Centers like The Continental at St. Joseph’s, become more affordable than one might initially think, especially when long term care insurance could pay most if not all of the costs. If you compare the cost of living in an Assisted Living apartment compared to the cost of living in a Long Term Care facility, Assisted Living Centers costs less. According to Tara Koestner, “Assisted Living Centers are places where senior adults thrive not simply exist.” A daily social interactions, outings, physical exercise, etc. keep seniors mentally sharp and physically strong. Monthly tenants can enjoy social activities, like Bingo or Wii Bowling, and musical entertainment. At The Continental at St. Joseph’s, all of these ammenities are included in the basic rent, in addition to weekly shopping, transportation to and from local appointments, and three well-balanced meals each and every day. Most important to families is the peace of mind that comes with the healthcare monitoring services of 24 hour security services and daily onsite health aide visits which most seniors just don’t have at home. The main thing to remember here is quality of life. Our loved ones have worked very hard to get to where they are. Don’t they deserve every opportunity to relax and enjoy this phase of their lives? Why not let someone else do the things that they don’t enjoy so that there is more time for them to do the things they love. Assisted living is a unique environment where seniors can do just that.
With the miserable winters that so many places experience, it’s no wonder that so many retirees flock down south to warmer climates rather than stay for the sleet and frost in the north. As with any lifestyle change, it’s good to have an idea what you want and need to be happy with a life on the road.
The biggest decision that you will make when deciding how you’re going to spend your RV time is that of what sort of RV are you going to travel in. Whether you choose a motorhome and vehicle to tow or a trailer/fifth wheel towed by a truck, there are some important things to consider.
The number one most important issue is that of space in your RV. Many fifth wheels and motor homes have numerous slide-out sections to make the RV wider. This can give a lot more living space to your traveling home.
Your needed space in an RV isn’t just space for moving around in though. Make sure that your vehicle has enough storage space for what you really need to take with you. If you have any medical equipment like portable oxygen for emphysema or a scooter, you’re going to need the space to put it.
Some RVs now come with small laundry facilities. If you don’t mind stopping at laundromats once a week or so, and storing a week’s worth of dirty laundry in the heat, then you might opt for more storage space instead. It’s well worth the money for many people to have the convenience though.
The kitchen set up may be important to what RV you choose, especially if you enjoy cooking. Some RVs may have a much roomier set up in the kitchen than others and may contain quite a variation in appliances.
Something you might also want to look into if you enjoy watching television in the evenings, is installing a satellite dish so that you can follow your favorite shows. You may be able to buy an RV with a dish already installed if you buy a pre-owned vehicle, but it is relatively easy to install one yourself on a new RV as well.
To best enjoy your time spent on the road, make sure you take the time to really think about what options are going to serve you best and make your RV time most enjoyable.
Buying a first home is a really gut-wrenching process. How much can you afford? How on earth do you save for a down payment? Do you make enough money to cover major repairs should you need to? For many first time home buyers, the answers to these questions are either “No,” or “I don’t ‘know.” If you find yourself in this category of people, you may want to consider buying a manufactured home. Gone are the days when manufactured homes for sale in Dallas were seen as low-income, cheap housing choices. Now, manufactured homes are considered a great choice in starter homes!
Lots of Options
One of the best things about manufactured homes is that they come in many different layouts, so choosing one that is right for your family is easy. Whether you just need a small, 1 bedroom, 1 bathroom home or a larger 4 bedroom, 2 1/2 bathroom home, you can get it manufactured just for you! All it takes is a quick visit to a qualified real estate agent and you can get the help you need to make your dreams of home ownership a reality! If you don’t already own the land you need for building, not a big deal! Most real estate agencies that specialize in manufactured home can help you out there as well!
Quick Build Time
Another great reason to consider a manufactured home is that they don’t take very long to build. If you are currently in a rental contract and are hoping to just be able to move into your new house instead of renewing the contract, a manufactured home is a great choice! While homes can take upwards of a year to build, a manufactured home rarely takes more than 3 months. If you plan it right, you shouldn’t have any problem switching from a rental to ownership!
A Valuable Place Holder
Buying a manufactured home can also be a great way to save money while you build a traditional house. If you spent a lot of money on land for your new home and need a temporary place to stay while you build the actual home, a manufactured home can be perfect for you. If you are only going to be in it for a year or two, chances of being able to resell it when your home is ready is pretty good! So go ahead, spend a little more on land and then save by living in a manufactured home for a little bit. When your home is finally ready, you’ll see what a great idea it was!
Improving Re-sale Value
When you consider buying a manufactured home, you need to make sure you can afford the upkeep. Unless you are thinking about spending years and years living in the same home, proper upkeep is the key to making your home appreciate in value. Unfortunately, manufactured homes require a lot of maintenance in order to keep them attractive and to get more than you paid for them upon resale. If you are able to maintain and improve them, you shouldn’t have a problem re-selling them when the time comes.
How to Secure Financing
Of course, the hardest part of buying a manufactured home will still be securing financing. If you can’t pay for the home in cash, chances are you will need to find a lender. Unfortunately, securing funding for manufactured homes can be trickier than finding it for traditional homes due to the fact that manufactured homes don’t appreciate in value as much as traditional homes. If you need financing for your home purchase, be sure to talk with a real estate agent who can likely point you to some lenders who are willing to help buy manufactured homes for sale in Dallas.
Whether you live in a house, apartment, town house, condo, or beach house, you likely have room for two distinct living spaces. Many homes are built with a room near the doorway, in sight as you enter, and then a second living space deeper into the home, usually near the kitchen. These two spaces do not have drastically different purposes, but they tend to be designed as such. Both are for entertaining guests, relaxing, reading, and performing other activities that generally involve being seated, but the smaller room by the front door is usually considered the formal living space, whereas the larger one by the kitchen (or on the second story landing, which is also common) is considered the informal living space.
How do you formalize and in-formalize a room? When it comes to attire, the sophistication differences are marked: formal means a dress and suit or tuxedo, whereas informal means jeans and a comfortable T-shirt. How do you create different moods and convey a tone to your guests with a room? After all, the formality of the space will often affect the formality of the interactions inside the room.
The key to distinguishing these spaces is in design. In design, spaces, or rooms, are said to have a certain style. Style is not the key to differentiating formality and informality, as virtually any decor style–rustic, Mediterranean, Zen, English, etc.–can be appropriate for a formal den or informal living room. Therefore, just designing these two spaces in different styles will not differentiate the tone of the two rooms by default.
The amount of decor is not necessarily the issue either. While being overly cluttered is unappealing, no matter a room’s purpose, stark, minimalistic rooms can also express an air of informality. When shopping at furniture stores in St. Petersburg, FL, you should not decide to fill up the living room and be stark with the den and expect a different tone. This is the cause of boring, unused dens and messy, cluttered living rooms.
Rather, there are other ways in which you can create a design for your den that is different from the design for your living room–ways that create individual tones and convey a different level of sophistication. Often, design can be challenging. You might attempt to design something to a certain effect or try to replicate something from a magazine, only to find that you did not achieve the right look. Something might feel “off” or just seem unpleasant. The following are a few simple ways to create different tones between the formal den and informal living room.
Like with fashion, comfort is usually associated with informality. Living room furniture should be softer, more welcoming, angled for relaxation, and more fabric-based than den furniture, which should be more straight-backed and rigid. However, do not go to extremes. Overstuffed couches are too informal and a den full of nothing but wooden or metal furniture will be incredibly uninviting.
Pattern and Color Variations
Informal living spaces tend to feature more variations in pattern and color than a den would. Again, do not go to extremes, but try matching several compatible patterns and colors in your informal space and sticking to 1 or 2 motifs in your formal space.
Objects that remind people of certain time periods or functions can effectively alter the tone of a space. For example, china and silver tableware make a dining room formal by association, whereas colorful and ceramic tableware will feel less formal. Incorporate objects that feel formal into your den, like cigar boxes and pendant tables; decorate an informal living room with homey and comforting objects, like framed photographs and pillows.
Remember that your formal den is not necessarily for your pricier furniture. In fact, a large, comfortable sofa for your informal living room might be one of your big-ticket items. Instead, focus on decorating both rooms with quality furniture. When you visit furniture stores in St. Petersburg, FL, you can find furniture that is both elegant and comfortable.
In this article, we’re going to have a look at not one, but two of Charlotte’s finest country clubs. These are set inside a ten minute drive of one another, and they are in the south side of Charlotte, NC. The country clubs we’re going to explore are Providence Country Club, and The Piper Glen Country Club. We will start out with the Providence Country Club.
Providence Country Club began in 1989. It is famous for its spacious yards and magnificent properties. The Providence Country Clubhouse is a grand structure of Georgian style, offering personal conference rooms, the Carolina Ballroom, dining room, lounge, fitness center and Pro Shops for Tennis and Golf fanatics. This is a very dynamic organization with the help of pros and clinics readily available for golf, tennis and swimming-instructing the novice athlete to the highly skilled sportsman.
Club membership includes the Dan Maples 18 hole golf course, 12 clay tennis courts, and three swimming pools: an impressive 10 lane competition pool; Junior Olympic pool and wading pool. Nearby, the handy Turn House Grill offers a variety of food and snacks. Property owners aren’t forced to be a part of the Providence Country Club, yet those that do not, still pay HOA fees of about $450 per year. Social gatherings inside the neighborhood include things like the 4th of July Fireworks; Music on the Lawn, along with a variety of sports oriented camps and pool parties.
Providence Country Club households can be found in a large selection of models and pricing. There is a mixture of single family homes, semi-custom homes and custom homes in the neighborhood with prices that vary from $400,000 to $1M.
By comparison, you’ll discover quite a few divine homes throughout the Piper Glen Country Club. Gorgeous custom homes sculpted into the rolling terrain. This is home to the TPC at Piper Glen. The magnificent 35,000 square ft clubhouse sits high upon one of many hillsides overlooking the course and lakes. The club house has both casual and fine dining rooms, in addition to banquet and exclusive meeting spaces. Full service locker rooms along with club storage are on site. Plus, it has an award winning Golf Shop. Piper Glen features eight lighted clay tennis courts, and a Junior Olympic sized swimming pool.
The estate sized homes provide an average square footage of 4500-5500 and an average price of $1.5 Million. The full range of homes is noticeably different with an average living area between 3000 to 9000 sq. ft and prices going up to just under $4 Million.
If this is more “home” than you want to handle, but you love the country club approach to life displayed here, then, by all means, have a look at these pocket communities to be found within Piper Glen:
•The Ninth at Piper Glen provides three level townhomes brimming with style, some looking over the greens and the clubhouse. The measurements for the townhouses in here will average between 2000 and 2400 sq ft and prices around $300K.
•Greenhurst at Piper Glen delivers full brick one level homes with average heated living area of 1200 to 1500 sq ft; with prices which range from $200K to $250K. The home-owner association dues in this area covers trash, water/sewer, insurance, lawn and landscape maintenance, the upkeep of the community common areas, swimming pool, clubhouse, plus an exercise room. It is a gated community with 24/7 security services.
•Carriage Homes at Keswick in Piper Glen have attractive townhouses with average heated living area is between 3,000-4,500 square feet with prices which will vary from $350K-$450K; within walking distance of The Shoppes at Piper Glen. These are hardly ever available for sale.
•The Greens at Piper Glen provide high quality homes on sleek and stylish lots, with, lawn care including grass mowing, given by the HOA. Your common living space is between 3000 and 4000 sq. ft, many with master suites on the main level. Home prices will cover anything from $400,000 to $600,000. This is also a secure gated community within Piper Glen.
This area in south Charlotte has more shopping then you can imagine. You’ll have access to several shopping centers featuring stores like Target, fantastic restaurants, sports cafes, fitness centers, financial institutions, grocers, movies etc.
There are also a number of other golf courses in the area, which we will be highlighting along the way. Charlotte NC is a golfing region due to the fine weather it so often has along with its beautiful terrain.
Abundant Living System is Changing Lives!
When looking at the best internet companies around you might come across Abunza or the Cash Gifting opportunities. While these have been proven to work and offer you great ways to resell their products, there are some sticky situations, where you might find some products hard to sell. Sometimes these companies are also quite costly to join and this is what makes the Abundant Living System so amazing. It is great because it is cheap to join and secondly it will allow you to receive money without having to sell anything directly.
The newest craze in receiving money from home is here with the Abundant Living System. This is a revolutionary system that is changing many people’s lives as they recieve more money than they could have ever imagined. The best part about the Abundant Living System started by Kendall Brazley, is the easy and effective way that you work. You pay a small joining fee and then you have every resource at your disposal with the most tried and tested marketing methods on the internet today.
The Abundant Living System is a lazy wealth system that will allow the ordinary person that has absolutely no marketing experience or sales knowledge whatsoever to take an idea and run with it and be successful as well. You don’t have to spend any more than the initial $150 and after this you will only start receiving money. This system is pretty much automated and tested and all of the marketing and advert placements have been researched for you. All you have to do is take what you are given with the Abundant Living System and make sure that you do exactly what they tell you to do. It is very easy and quick to start receiving money like so many others already have.
Looking at the different methods used in Kendall Brazley’s system you can be sure that this is something that works. There is Cash Gifting, Abunza and the reverse funnel system to back up the Abundant Living System, and you just have to join to start receiving money. It has never been easier to start receiving money from home the easy way without any selling, cold calling, nagging family and friends to buy something and setting up little get together. This is an easy and simple way to receive money and with a small investment of $150 you can easily receive this back in just one day. You can in fact start receiving $500 to $1000 daily once you start gaining the full advantage from the Abundant Living System.
Using website and great adverts, driving traffic to your website, and basically doing all of the hard marketing work for you, this Cash Gifting, Abunza type of company is just for, you if you want a lazy wealth system that really works. If you want to cruise to cash almost instantly, the Abundant Living System is the perfect way to do this. You are given everything you need to start up your own reverse funnel system, and will be given all the support and advice that you need to make it work for you.
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